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3-BDR Direct Waterfront Cottage

Holiday home in Charlotte with kitchen and balcony

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Property grounds - 3-BDR Direct Waterfront Cottage (Charlotte)
Property grounds - 3-BDR Direct Waterfront Cottage (Charlotte)
Exterior - 3-BDR Direct Waterfront Cottage (Charlotte)
Interior - 3-BDR Direct Waterfront Cottage (Charlotte)
Fridge, microwave, oven, stovetop - 3-BDR Direct Waterfront Cottage (Charlotte)
Nestled on the banks of Lake Wylie, The Cottage at Cold Harbor offers a serene retreat with breathtaking views. Enjoy private parking, a spacious living room, and an upper-level master bedroom with a walkout deck overlooking the river. Savor coffee from your Keurig machine while taking in the scenery from multiple vantage points.

Reviews

9.8 out of 10
Exceptional

Entire home

3 bedrooms2 bathroomsSleeps 61200 sq ft

Popular amenities

  • Kitchen
  • Washing machine
  • Dryer
  • Pet-friendly
  • Air-conditioning
  • Outdoor space

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About this property

Entire place

You'll have the entire home to yourself and will only share it with other guests in your party.

3-BDR Direct Waterfront Cottage

Holiday home in Charlotte with kitchen and balcony
Along with laundry facilities, this smoke-free holiday home has a garden and barbecues. The holiday home provides a kitchen with a fridge, an oven, a stovetop and a microwave. Guests can appreciate conveniences, such as 2 bathrooms and a washing machine, and other amenities include a balcony and a TV.
Air-conditioned accommodation at this holiday home offers coffee/tea makers and a hairdryer. Rooms open to balconies. Kitchens offer fridges, stovetops, microwaves and kitchenware and utensils. Bathrooms include a shower.

Property amenities

Internet

  • Available in the house: WiFi

Parking and transport

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Hob
  • Microwave
  • Oven
  • Refrigerator

Bedrooms

  • 3 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Shower

Entertainment

  • TV with cable/satellite channels

Outdoor areas

  • Balcony
  • Barbecue grill
  • Garden

Laundry

  • Laundry facilities
  • Washing machine

Work spaces

  • Office

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoke-free property

Services and conveniences

  • Iron/ironing board

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher

General

  • Garden
  • Unit size: 1,200 square feet

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  • Washing machine
  • Dryer
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Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age - 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

Pets are allowed
Service animals are welcome, and are exempt from fees
Note from host: Charge may apply

Children and extra beds

Children are welcome

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation

Property is also known as

65cb71511bc35100293fbf11

About the area

Harbor House, a neighbourhood in Charlotte, is home to this holiday home. SouthPark Mall is worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit NASCAR Hall of Fame and Carowinds Theme Park. Looking to enjoy an event or a game? See what's going on at Spectrum Center or Bank of America Stadium. Visit our Charlotte travel guide
View more Holiday homes in Charlotte
Map
Charlotte, NC

What's nearby

  • Docks in Lake Wylie, at McDowell Nature Preserve, in Charlotte,
    Lake Wylie
    2 min drive - 0.7 km
  • Great place for some practice runs before you tackle some wild water.
    U.S. National Whitewater Center
    2 min drive - 1.4 km
  • Bank of America Stadium and downtown city skyline of skyscrapers, Charlotte, North Carolina, United States.
    Bank of America Stadium
    14 min drive - 19.0 km
  • Home of the Charlotte Hornets.
    Spectrum Center
    16 min drive - 20.7 km
  • Charlotte_CarowindsThemePark_6035117_0005
    Carowinds Theme Park
    17 min drive - 29.8 km

Getting around

  • Charlotte Station
    20 min drive
  • Charlotte-Douglas International Airport (CLT)
    13 min drive

Restaurants

  • Love's Travel Stop
    7 min drive
  • Chick-fil-A
    7 min drive
  • Culver's
    7 min drive
  • Starbucks
    6 min drive
  • Taco Bell
    6 min drive

Frequently asked questions

Is 3-BDR Direct Waterfront Cottage pet-friendly?

Yes, pets are allowed at this property.

How much is parking at 3-BDR Direct Waterfront Cottage?

On-site parking is available at the property.

What time is check-in at 3-BDR Direct Waterfront Cottage?

Check-in begins at 4:00 PM.

What time is check-out at 3-BDR Direct Waterfront Cottage?

Checkout is at 10:00 AM.

Where is 3-BDR Direct Waterfront Cottage located?

Located in Harbor House, this holiday home is steps from Catawba River and within 3 mi (5 km) of Kevin Loftin Riverfront Park and Lake Wylie. Belmont NC Historical Society Cultural and Heritage Learning Center and U.S. National Whitewater Center are also within 6 miles (10 km).

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3-BDR Direct Waterfront Cottage Reviews

Reviews

Exceptional

All reviews shown are from real guest experiences. Only travellers who have booked a stay with us can submit a review. We verify reviews according to our guidelines and publish all reviews, positive or negative.
More informationOpens in a new window
Rating 10 - Excellent. 57 out of 63 reviews
Rating 8 - Good. 5 out of 63 reviews
Rating 6 - Okay. 1 out of 63 reviews
Rating 4 - Poor. 0 out of 63 reviews
Rating 2 - Terrible. 0 out of 63 reviews

9.8

Cleanliness

9.8

Location

Reviews

10/10 Excellent

Tammy G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Very peaceful and convenient location. Extremely spacious and had everything you would need including lots of extras.
Stayed 2 nights in Sep 2025

10/10 Excellent

Charity C.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful home! Love the outdoor hot tub backyard setting! The home was decorated really well! Very nice appliances! Great location! Front door side door a little confusing when you arrive late at night! Very dark! Bed comfortable! Nice quiet neighborhood!
Stayed 2 nights in Sep 2025

10/10 Excellent

Dawn C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing time on the river!

This was the perfect location for my family to congregate for Thanksgiving!!! It is so peaceful being by the river. The accommodations were clean, close to the highway and restaurants/stores. Thanks for making our holiday special and would definitely book again when in the area!
Stayed 2 nights in Nov 2024

10/10 Excellent

Chris C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful property!

Absolutely beautiful property! The views and amenities were awesome! The house is super cute, just what our family needed to be in town for a wedding. Well appointed, peaceful and close to everything we needed. Will definitely stay here again!
Stayed 7 nights in Aug 2023

10/10 Excellent

Becky L., Otsego, USA

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice, clean and quiet

We really enjoyed out stay! Place was VERY clean. We all slept well, felt safe and enjoyed being on the water. Thanks so much!
Stayed 2 nights in Aug 2023

10/10 Excellent

Joy G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful site; Very reasonable price

If you like sunsets over water, this place is for you. Mike, the owner was very accessible and helpful.
Stayed 3 nights in Dec 2023

10/10 Excellent

Verified traveller

Liked: Cleanliness, check-in, communication, location, listing accuracy

The Russell Family

We had a great time. We loved the river, firepit, and the view. Would recommend to anyone.
Stayed 2 nights in Sep 2023

8/10 Good

Stewart & Sharon H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Restful!

Great, quiet location close to Charlotte without being in the city (although the sounds of I-85 and airport traffic remind you of the nearness of Charlotte)! The house is nicely laid out, decorated, and stocked with all we needed making our stay very comfortable and enjoyable.
Stayed 3 nights in Nov 2023

10/10 Excellent

Jayme D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Quick family visit

We really enjoyed this quaint house! It was beautiful and clean. The owner was great to work with. We asked for extra towels and he drove over with them. The fire pit and the little island were big hits with the kiddos! I would love to stay here again!
Stayed 2 nights in Feb 2024

10/10 Excellent

eric m.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfectly met our needs

We travel a lot and stay at many places. It was refreshing to have all the accurate amenities and comfort. Everything was great and greatly appreciated. Your neighbors were lovely. Thank you for the coffee maker.
Stayed 4 nights in Feb 2024

6/10 Okay

Verified traveller

Liked: Location, listing accuracy
Disliked: Cleanliness
The property its self was beautiful. The view of the lake from outside of the cottage was amazing. However, the reason I couldn’t fully enjoy the visit was due to the filthy conditions of the inside of the cottage. The floors turned our feet black from dirt, and the children’s pants black. The house smelled terrible!! Smelled like someone had smoked and stain the walls in weed. The vacuum had cobwebs on it. Dust and dirt everywhere. I spent hours cleaning just so my children could play. We had to purchase cleaner and air fresheners. But mostly the smell was the biggest turn off. Please do better. The kayaking and lake were one of the best parts!
Stayed 2 nights in Jul 2025

10/10 Excellent

Deedra W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Serenity I needed

Was not able to enjoy the cabin although the beds were very comfortable & the shower had nice pressure. Very spacious & loved that my friend had the upstairs so I had my rest time after a long stressful journey. Missed the sunset at 4:30 although was informed by neighbors it's a site to see! Close to Charlotte, pretty much a straight shot. Nice neighborhood. Nice neighbors! Mike was awesome!! Will rent with him again if the need arises. Was there for grandblessing birthday at American Girl which is a nice & clean mall.
Stayed 2 nights in Jan 2024

10/10 Excellent

Sue M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great for All Ages

Clean facilities with very comfortable beds (we're kind of picky about the beds.) There were several fun games for the kids (ages 10 &12), as well as relaxing areas for the adults. Our 10 yr old boy liked that he caught several fish! (Bring your own pole though.) We used the kayaks which were equipped with life vests, and the fire pit. We liked the convenience to downtown Belmont for store runs. Lots of deer tracks by the water, but we didn't see any deer. There is no dining table per se, but there is a 2 person breakfast bar, TV trays, and an outdoor table which suited us fine. Laundry facilities on site were useful too. Great value! Thanks for a wonderful stay!
Stayed 4 nights in Oct 2023

10/10 Excellent

Judy G., Vandalia, OH

Liked: Cleanliness, check-in, communication, location, listing accuracy

Convenient to Charlotte nice river view

We come to visit my son in Charlotte every year. We have stayed at many different VRBO locations over the years, and this was one is one of the nicest! Very clean and is well stocked. The house has a nice decor and comfortable cozy feeling to it. The owner even included chocolates and k-cup pods to make you feel at home! It is very relaxing place. We enjoyed the deck off the upstairs bedroom to sit and listen to the birds and watch the squirrels. We spent time by the river just enjoying the view. We ate at 2 very nice places in Belmont which is close by at Nellie's and Jekyll and Hyde. Nellies an upscale comfort food restaurant. Jekyll and Hyde a restaurant/bar with a steam punk vibe and their own brewery. We spent another day in Charlotte which is very close as well. You can't go wrong on this one! Thanks for offering such an enjoyable place to stay!
Stayed 3 nights in Oct 2023

10/10 Excellent

Billy K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Weekend in Charlotte

The river cottage was perfect for our family of four.
Stayed 2 nights in May 2025

10/10 Excellent

Carlton O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family time

We had a great stay at Mike’s property as always!
Stayed 4 nights in May 2025

10/10 Excellent

Cindy D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Christmas vacation

Enjoyed our stay here, went to see the lights at McAidenville.
Stayed 3 nights in Dec 2024

10/10 Excellent

Laurel K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect weekend getaway

We loved the location of the cottage. It was close to everything we wanted to do, but also had a ton of privacy! Everything was very clean and updated and all the beds were comfy! We would 100% stay here again!
Stayed 2 nights in Jan 2023

10/10 Excellent

Jody n Jonny w.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Best Stocked VRBO ever!

This property is stocked incredibly. The view of the river is fantastic. We really enjoyed our stay and the amenities!!
Stayed 3 nights in Feb 2023

10/10 Excellent

Andrew M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Comfortable and relaxing

Easy check-in and check-out. Nice, clean property with coffee and even a bottle of wine upon arrival. Thanks for a lovely stay.
Stayed 6 nights in Apr 2023

10/10 Excellent

Andy M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful Property

I am very grateful we were able to rent such a beautiful location without breaking the bank. It is properties like this that keep me looking at Vrbo during my travels.
Stayed 4 nights in Apr 2023

10/10 Excellent

stephen k.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Everything was great only thing was the down stairs bedroom the mattress needs to be replaced it’s very bad
Stayed 6 nights in Aug 2025

10/10 Excellent

Rachel F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

AMAZING Stay!!!!

We had the most AMAZING stay at this property!! Thank you for having us and we will be back!!! :)
Stayed 8 nights in Jan 2024

10/10 Excellent

Megan K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Little cottage has big benefits!

My second stay here for an annual work event in the area. Everything you need in the house, and everything to make it feel like a vacation is right outside!
Stayed 4 nights in Sep 2023

10/10 Excellent

Pete L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Awesome

Exactly as described. Awesome place to stay.
Stayed 6 nights in May 2023