Entire home

3-BDR Direct Waterfront Cottage

Photo gallery for 3-BDR Direct Waterfront Cottage

A wooden deck with a view of a lake and trees. - 3-BDR Direct Waterfront Cottage (Charlotte)
A garden with a pond, a gazebo, and various autumn flowers and pumpkins. - 3-BDR Direct Waterfront Cottage (Charlotte)
A kitchen with dark wood paneling, a clock, wine bottles, glasses, and a chalkboard sign. - 3-BDR Direct Waterfront Cottage (Charlotte)
A two-story house with a front porch, a deck, and a covered outdoor area. - 3-BDR Direct Waterfront Cottage (Charlotte)
A kitchen with white cabinets, a stainless steel sink, a black refrigerator, and a stove. - 3-BDR Direct Waterfront Cottage (Charlotte)
3-BDR Direct Waterfront Cottage provides amenities, such as a garden and laundry facilities. Stay connected with in-room WiFi.

Reviews

9.8 out of 10
Exceptional

Entire home

3 bedrooms2 bathroomsSleeps 61200 sq ft

Popular amenities

  • Kitchen
  • Washing machine
  • Dryer
  • Pet-friendly
  • Air-conditioning
  • Outdoor space

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About this property

3-BDR Direct Waterfront Cottage

  • Summary:
    Located directly on the banks of Lake Wiley this newly remodeled 3-Bedroom, 2-Bath 2-story Cottage (full home) is less than 10 minutes from Historic Downtown Belmont, National Whitewater Center, Daniel Stowe Botanical Gardens and everything Charlotte including the Airport (10 Min.) Uptown Museums/Restaurants/Bars (20 Min.), Concord Mills Mall/Premium Outlet Mall, Charlotte Motor Speedway (30 Min.) NO PARTIES OR EVENTS ARE ALLOWED.

    The Space:
    THE COTTAGE AT COLD HARBOR FEATURES:
    Privacy and Great Atmosphere – Located at the end of a Cul de Sac with water on three sides.
    Off-Street, Designated Private Parking for 2 vehicles immediately next to the unit.
    Additional Parking in Cul de sac in front of property.
    No Hassle Lock Box Access Check In
    NO PARTIES OR EVENTS
    UNIT AMENITIES -
    Sleeps up to Six Guests in 3 Bedrooms. (1 King, 2 Queens)
    Two Levels -
    Main Level features Living Room, Bedroom, Full Bath and Kitchen with Refrigerator, Range/Oven, Microwave, Keurig Coffee Maker (coffee supplied), All Utensils (Dishes, Glasses, Silverware, Pots and Pans), Washer/Dryer.
    Upper Level includes Master Bedroom with walkout deck over looking the river. Second Bedroom, Full Bath, Work Station, Coffee/Beverage Bar with Keurig Coffee maker.
    Amazing Views of Catawba River from multiple vantage points including from both the upper and lower decks of The Cottage.
    Lower, Covered/Lighted Patio Space with dining/socializing table, charcoal grill.

    Need more space? There is an adjoining 2 bedroom Airbnb on the same property. Just ask Mike for more information.
    Guest have access to all areas on the grounds including Waterfront Pier and Dock, Disc Golf Basket, Waterfront Fire Pit and Select Kayaks/Paddles (user assumes all risk and agrees to provide own PDF - Personal Flotation Device/Life Preserver).

    Guest Access:
    A push button key pad is located on the front door. to light up the key pad touch the bottom left corner and it will light up
    then put your code in. Please let the lock open fully before trying to open the door. You should receive your code 48 hours before
    check in. If you don't receive a code please let me know.

    Getting Around:
    5 to 10 minutes to Historic Downtown Belmont and Wilkinson Blvd. restaurants and big box stores. 10 minutes to Charlotte Douglas International Airport.

    Interaction with Guests:
    I hope you enjoy your stay. if you need anything please text or call. If it is after 9PM please call. 704-309-3718 until you get me.

Property amenities

Internet

  • Available in the house: WiFi

Parking and transport

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Hob
  • Microwave
  • Oven
  • Refrigerator

Bedrooms

  • 3 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Shower

Entertainment

  • TV with cable/satellite channels

Outdoor areas

  • Balcony
  • Barbecue grill
  • Garden

Laundry

  • Laundry facilities
  • Washing machine

Work spaces

  • Office

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoke-free property

Services and conveniences

  • Iron/ironing board

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher

General

  • Garden
  • Unit size: 1,200 square feet

Similar properties

Policies

Check-in

Check-in time starts at 4:00 PM

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

Pets are allowed
Service animals are welcome, and are exempt from fees
Note from host: Charge may apply

Children and extra beds

Children are welcome

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation

About the area

Harbor House, a neighbourhood in Charlotte, is home to this holiday home. SouthPark Mall is worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit NASCAR Hall of Fame and Carowinds Theme Park. Looking to enjoy an event or a game? See what's going on at Bank of America Stadium or Spectrum Center. Visit our Charlotte travel guide
View more Holiday homes in Charlotte
Map
Charlotte, NC

What's nearby

  • A wooden bridge over a calm lake surrounded by dense green trees.
    Lake Wylie
    1 min drive - 0.4 km
  • A river with a raft, a bridge, and a grassy area with trees in the background.
    U.S. National Whitewater Center
    3 min drive - 2.4 km
  • A city skyline with a large stadium and modern skyscrapers.
    Bank of America Stadium
    15 min drive - 19.6 km
  • A city skyline with modern skyscrapers and a construction crane.
    Spectrum Center
    17 min drive - 21.4 km
  • A roller coaster with multiple tracks and a clear blue sky.
    Carowinds Theme Park
    18 min drive - 30.4 km

Getting around

  • Charlotte Station
    20 min drive
  • Charlotte-Douglas International Airport (CLT)
    13 min drive

Restaurants

  • Love's Travel Stop
    7 min drive
  • Chick-fil-A
    7 min drive
  • McDonald's
    7 min drive
  • Mount Holly Grill
    9 min drive
  • Taco Bell
    6 min drive

Frequently asked questions

Is 3-BDR Direct Waterfront Cottage pet-friendly?

Yes, pets are allowed at this property.

How much is parking at 3-BDR Direct Waterfront Cottage?

On-site parking is available at the property.

What time is check-in at 3-BDR Direct Waterfront Cottage?

Check-in begins at 4:00 PM.

What time is check-out at 3-BDR Direct Waterfront Cottage?

Checkout is at 10:00 AM.

Where is 3-BDR Direct Waterfront Cottage located?

Located in Harbor House, this holiday home is steps from Catawba River and 2.5 mi (4 km) from Lake Wylie. Textile Lanes Inc Bowling and Belmont NC Historical Society Cultural and Heritage Learning Center are also within 6 miles (10 km).

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3-BDR Direct Waterfront Cottage Reviews

Reviews

Exceptional

All reviews shown are from real guest experiences. Only travellers who have booked a stay with us can submit a review. We verify reviews according to our guidelines and publish all reviews, positive or negative.
More informationOpens in a new window
Rating 10 - Excellent. 67 out of 74 reviews
Rating 8 - Good. 6 out of 74 reviews
Rating 6 - Okay. 1 out of 74 reviews
Rating 4 - Poor. 0 out of 74 reviews
Rating 2 - Terrible. 0 out of 74 reviews

9.8

Cleanliness

9.8

Location

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Very peaceful and convenient location. Extremely spacious and had everything you would need including lots of extras.
Stayed 2 nights in Sep 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful property!

Absolutely beautiful property! The views and amenities were awesome! The house is super cute, just what our family needed to be in town for a wedding. Well appointed, peaceful and close to everything we needed. Will definitely stay here again!
Stayed 7 nights in Aug 2023
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing time on the river!

This was the perfect location for my family to congregate for Thanksgiving!!! It is so peaceful being by the river. The accommodations were clean, close to the highway and restaurants/stores. Thanks for making our holiday special and would definitely book again when in the area!
Stayed 2 nights in Nov 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice, clean and quiet

We really enjoyed out stay! Place was VERY clean. We all slept well, felt safe and enjoyed being on the water. Thanks so much!
Stayed 2 nights in Aug 2023
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful site; Very reasonable price

If you like sunsets over water, this place is for you. Mike, the owner was very accessible and helpful.
Stayed 3 nights in Dec 2023
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

The Russell Family

We had a great time. We loved the river, firepit, and the view. Would recommend to anyone.
Stayed 2 nights in Sep 2023
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy

Restful!

Great, quiet location close to Charlotte without being in the city (although the sounds of I-85 and airport traffic remind you of the nearness of Charlotte)! The house is nicely laid out, decorated, and stocked with all we needed making our stay very comfortable and enjoyable.
Stayed 3 nights in Nov 2023
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful home! Love the outdoor hot tub backyard setting! The home was decorated really well! Very nice appliances! Great location! Front door side door a little confusing when you arrive late at night! Very dark! Bed comfortable! Nice quiet neighborhood!
Stayed 2 nights in Sep 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Quick family visit

We really enjoyed this quaint house! It was beautiful and clean. The owner was great to work with. We asked for extra towels and he drove over with them. The fire pit and the little island were big hits with the kiddos! I would love to stay here again!
Stayed 2 nights in Feb 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfectly met our needs

We travel a lot and stay at many places. It was refreshing to have all the accurate amenities and comfort. Everything was great and greatly appreciated. Your neighbors were lovely. Thank you for the coffee maker.
Stayed 4 nights in Feb 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Serenity I needed

Was not able to enjoy the cabin although the beds were very comfortable & the shower had nice pressure. Very spacious & loved that my friend had the upstairs so I had my rest time after a long stressful journey. Missed the sunset at 4:30 although was informed by neighbors it's a site to see! Close to Charlotte, pretty much a straight shot. Nice neighborhood. Nice neighbors! Mike was awesome!! Will rent with him again if the need arises. Was there for grandblessing birthday at American Girl which is a nice & clean mall.
Stayed 2 nights in Jan 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great for All Ages

Clean facilities with very comfortable beds (we're kind of picky about the beds.) There were several fun games for the kids (ages 10 &12), as well as relaxing areas for the adults. Our 10 yr old boy liked that he caught several fish! (Bring your own pole though.) We used the kayaks which were equipped with life vests, and the fire pit. We liked the convenience to downtown Belmont for store runs. Lots of deer tracks by the water, but we didn't see any deer. There is no dining table per se, but there is a 2 person breakfast bar, TV trays, and an outdoor table which suited us fine. Laundry facilities on site were useful too. Great value! Thanks for a wonderful stay!
Stayed 4 nights in Oct 2023
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Convenient to Charlotte nice river view

We come to visit my son in Charlotte every year. We have stayed at many different VRBO locations over the years, and this was one is one of the nicest! Very clean and is well stocked. The house has a nice decor and comfortable cozy feeling to it. The owner even included chocolates and k-cup pods to make you feel at home! It is very relaxing place. We enjoyed the deck off the upstairs bedroom to sit and listen to the birds and watch the squirrels. We spent time by the river just enjoying the view. We ate at 2 very nice places in Belmont which is close by at Nellie's and Jekyll and Hyde. Nellies an upscale comfort food restaurant. Jekyll and Hyde a restaurant/bar with a steam punk vibe and their own brewery. We spent another day in Charlotte which is very close as well. You can't go wrong on this one! Thanks for offering such an enjoyable place to stay!
Stayed 3 nights in Oct 2023
Verified review

6/10 Okay

Liked: Location, listing accuracy
Disliked: Cleanliness
The property its self was beautiful. The view of the lake from outside of the cottage was amazing. However, the reason I couldn’t fully enjoy the visit was due to the filthy conditions of the inside of the cottage. The floors turned our feet black from dirt, and the children’s pants black. The house smelled terrible!! Smelled like someone had smoked and stain the walls in weed. The vacuum had cobwebs on it. Dust and dirt everywhere. I spent hours cleaning just so my children could play. We had to purchase cleaner and air fresheners. But mostly the smell was the biggest turn off. Please do better. The kayaking and lake were one of the best parts!
Stayed 2 nights in Jul 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Lovely place. It's very compact, which was fine for our crew of smallish people.
Stayed 2 nights in Apr 2026
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy
Cool spot on lake with excellent parking and privacy.
Stayed 3 nights in Apr 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Everything was great with our stay.
Stayed 3 nights in Dec 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We enjoyed our stay. The house was well stocked and a great place for a girls weekend
Stayed 2 nights in Nov 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
There was an issue with the keypad. Once Mike knew, he quickly had a solution. Place was really cute. Comfy beds and linens. Good cookware which is something you don't see often in a vrbo. Quiet except for interstate traffic. Clear instructions for check in and check out.
Stayed 2 nights in Jun 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
The property was pet friendly.
Stayed 5 nights in Nov 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
House was perfect for what we needed. The only criticism we have is that there were no cleaning supplies to use after we cooked and wanted to clean up counters, a couple of remotes for tvs had dead batteries, and shower soap was very low and we ran out. But would stay here again.
Stayed 7 nights in Apr 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Christmas vacation

Enjoyed our stay here, went to see the lights at McAidenville.
Stayed 3 nights in Dec 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Weekend in Charlotte

The river cottage was perfect for our family of four.
Stayed 2 nights in May 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family time

We had a great stay at Mike’s property as always!
Stayed 4 nights in May 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect weekend getaway

We loved the location of the cottage. It was close to everything we wanted to do, but also had a ton of privacy! Everything was very clean and updated and all the beds were comfy! We would 100% stay here again!
Stayed 2 nights in Jan 2023